Best Money Lenders in Singapore

When you find yourself in need of funds because of an emergency or other sudden expense that have to be paid immediately, you only have a few options to choose from to get fast cash. First is by borrowing money from your family and friends, which is not always reliable since they may not opt to lend you money. You may even have to pay them more than what you actually borrowed. The second option is by pawning your possessions; however, it is not a guarantee you can borrow a large amount depending on the item you pawned. The same can be said if you sold your possessions. A fourth option is by seeking a loan from a financial institution. While banks do allow loans to be requested, they may take a lot of time before it is approved and for those with bad credit history, banks will definitely not approve the application. As an alternative, moneylenders offer loans for those who need quick funds whether they have good credit or not. However, since there are a lot of moneylenders in the country today, which one of these moneylenders should you trust? Here is our list of the five best moneylenders in Singapore you can approach when you need funds!

1. A1 Credit

Address 2 Havelock Road #02-08 Havelock II Singapore 059763 Opening Hours Monday to Friday: 11am to 8pm Saturday & Sunday: 11am to 5pm Closed on Public Holiday Contact Us +65 6336 0833
When it comes to swift and efficient loan applications and flexible loan plans, A1 Credit is a moneylender that ranks high in the list. Established in 2009, A1 Credit offers quick loans for both personal and business purposes and they promise a reliable lending service that would ensure clients can get more out of their loans. They regularly train their loan officers to ensure that they can provide the right loan plans for each client. The loans offered by A1 Credit include payday loans, personal loans, foreigner loans, bridging loans, and business loans. To apply for a loan through A1 Credit, you can either visit their office at 2 Havelock Road, call their hotline or apply online to file your loan. If you call their hotline or send a loan application through the site, the moneylender’s loan officers will contact you over the phone to ask questions to determine if you are qualified for a loan. When they have assessed that you are qualified, they will invite you to their branch where you will be asked to show relevant documents and sort out the loan conditions. Once the loan terms are ok, the loan officer will print the loan contract so you can sign it. The money will then be released to you.

2. Advance Planners Credit

Address 220 Orchard Road #01-08 Midpoint Orchard Singapore 238852 (Somerset MRT) Opening Hours Mon to Fri: 10am to 8pm Sat & Sun: 10am to 5pm We are open on Sunday and Selected Public Holidays Contact Us Phone: 6235 1788
Are you looking for a moneylender open daily, in Orchard Road and offers low loan rates? If that is a yes, go to Advance Planners Credit for that loan! Advance Planners Credit was opened in 2010 and offers low interest repayments monthly for all the loans they offer. The moneylender also lauds itself for its professional and friendly staff, who will assist you throughout your loan application and repayments. Advance Planners Credit offers five types of loans and they include personal loans, payday loans, monthly loans, foreigner loans and business loans. To apply for loan through Advance Planners Credit, you can visit their office at 220 Orchard Road from Monday to Sunday, including public holidays, contact them through phone or apply online. If you call their hotline or apply online, loan officers will then be in contact once they processed your application and assessed your qualification. When you are approved for a loan, you simply bring over your documents to their office to complete the loan and get your borrowed money.

3. Bugis Credit

Address 470 North Bridge Road #02-12 Bugis Cube Singapore, Singapore 188735 Opening Hours Mon – Fri: 11am to 8pm Sat & Sun: 11am to 5pm We are open on Sunday and Selected Public Holidays Contact Us 6345 9123
Are you looking for a moneylender you can trust because of its reputation and unique service? Bugis Credit may surprise you! First known as Symbolic Pte Ltd. in 2007, Bugis Credit promises to provide the perfect loans for anyone who need quick loans or their financial needs. They offer flexible monthly repayment plans for applicants, enabling them to find it easier to pay their loans. They offer personal, business, payday, foreigner, and monthly loans for potential applicants. To apply for one of Bugis Credit’s loans, simply apply through their website and wait for one hour for one of the moneylender’s loan officers to call you. They will assess your eligibility and once you are eligible to apply for their loans, you will be invited to their office to bring your documents and finalize the loan. You can also contact them through their hotline or visit their office at 470 North Bridge Road. They are open every day from 11 am to 8 pm, except on weekends where they close at 5pm. They are also open on select public holidays.

4. GM Creditz

111 North Bridge Road #01-41
Peninsula Plaza
Singapore 179098

Opening Hours
Mon – Fri: 11:00am – 9:00pm
Sat – Sun: 11:00am – 6:00pm
Closed on public holidays

Contact Us
Phone: +65 6588 1886

Do you want to apply for a loan with a moneylender with a high approval rate? You should check out GM Creditz. This moneylender promises flexible and low-cost loan rates, as well as easy applications. They also proudly stress that they have high approval rates and easily process loan applications. They offer four types of loans namely personal, payday, foreigner and bridging loans. To apply for loans through GM Credits, you can apply through their website or call their number. They will then contact you for an appointment as to when you can go to their office with your documents. During your appointment, they will discuss with you the details of your loan and once it is fit to your preferences, simply sign the contract and get your funds!

5. 365 Credits Solution

Address Far East Plaza 14 Scotts Road #03-64 Singapore 228213 Opening Hours Mon to Fri: 10am to 8pm Sat & Sunday: 10am to 5pm Closed on Public Holiday Contact Us Phone: 6222 5500
Are you looking for a swift loan application for both locals and foreigners working in the country? You should consider checking 365 Credit Solutions. This moneylender was opened in 2010 and provides loans of all types to both Singaporeans and foreigners currently working in the country. They promise to approve loans on the same day of the application and it will be as fast as 1 hour. They offer five types of loans for borrowers, from personal loans to bridging loans. To apply with 365 Credit Solution, simply contact their hotline or apply through their online form. The loan officer would then contact you with regards to your application and ask you to visit their office if you are qualified for the loan. They would then show you every detail of the loan and once the terms are ok for you, they will hand you the cash immediately. You can also visit their office at Far East Plaza daily from 10:00 am to 9:00 pm except on weekends as they close at 5:00 pm.


Accidents and sudden expenses can happen when you least expect them to happen, and in some cases, it happens when you do not have the funds available to pay for the related bills. When this does happen to you, don’t immediately lose hope because these five moneylenders are here to help. With their help, you will be able to pay off your sudden dues and later pay off the money you borrowed without any problems at all.


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